About
Our goal is to become your most knowledgeable and trusted advisor.
Coleman Financial Advisory Group LLC is an independent fiduciary advisory firm dedicated to thoughtful wealth guidance across generations.
Our team spans multiple generations of advisors, combining decades of experience with long-term continuity for the families we serve.
Since 1990, we have worked with individuals, families, business owners, executives, physicians, and professional athletes who value disciplined analysis, careful planning, and a steady hand - particularly as they approach or enter retirement.
The Coleman Advantage
1. The depth and rigor of our comprehensive financial analysis
Rather than relying on surface-level projections, we conduct comprehensive financial evaluations that often exceed 200 pages and extend more than 30 years into the future, aiming to leave nothing uncovered. This long-range perspective allows us to examine how decisions made today may influence income, taxes, and financial flexibility decades from now.
2. Ability to identify pivotal financial moments
Through this level of analysis, we are often able to identify important pivot points - moments where a strategic decision can meaningfully affect long-term outcomes - as well as friction points, where taxes, market exposure, or structural inefficiencies may quietly erode wealth over time.
3. Ongoing guidance, not one-time advice
Recognizing these dynamics early allows us to design strategies that emphasize thoughtful tax coordination, adaptable income planning, and long-term resilience. Just as importantly, it creates a framework that can be revisited and refined as circumstances evolve.
We believe sophisticated wealth management is not defined by products or predictions, but by disciplined analysis, structured decision-making, and the ability to adapt intelligently as life unfolds.
Strategies toward growing, managing and preserving your wealth.
Independent & Fiduciary.
As an independent investment fiduciary firm, we are legally and ethically obligated to place client interests first in advisory relationships. We do not represent any one product or company.
- We represent the client that hires us and are committed to finding the most suitable strategy for your individual need.
- We evaluate a broad range of strategies and solutions - including investment management, insurance structures, income distribution approaches and tax and estate structures - based on what may be appropriate for each client’s situation.
What Our Clients Are Saying
“Jim Coleman and his team are simply first-rate. Clients should feel fortunate to have them invest and oversee their investments. You can rest assured that there’s no pressure of any kind, and the research and expertise is unparalleled. This is very different from a large-scale broker who treats investors as numbers and advises what they’re told to advise. Jim truly cares for each of his clients and goes the extra mile. I have recommended Jim to many friends and colleagues already. I trust him and know that they are in great hands.”
- Daniel R., Avon, CT
This statement is a testimonial by a client of the financial professional as of 04/08/2026. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
“I wanted to build a portfolio that was safe and properly managed so I would be able to retire comfortably. Jim Coleman met with me and made a plan for me to start saving money in a sensible manner to control and manage my expenses. Sitting down with Jim to review the game plan for the different stages of my retirement was a positive experience. Jim and the team are friendly and courteous, but more importantly knowledgeable. I feel valued as a client, and I feel as though I can ask any of the staff to help me understand all statements. I truly believe the whole team is trustworthy. Use them! They know what they’re doing and listen to their counsel."
- Stephen B
This statement is a testimonial by a client of the financial professional as of 04/15/2026. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
“I have been working with Jim from the beginning. I was hoping to make sure we had what we needed for retirement. The day I heard “you can retire early” was a moment that stands out to me. It has been a pleasure working with the entire team. They are very patient with me. I feel valued and always leave feeling good.”
- Kristine L
This statement is a testimonial by a client of the financial professional as of 04/15/2026. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
“When we first set out to find a financial planner, we weren’t interested in generic, one-size-fits-all advice. We wanted someone who would take the time to truly understand our personal goals, concerns, and preferences for a more conservative approach to financial planning. Jim Coleman did exactly that. He and his team have been consistently proactive in their communication. In fact, they’re often waiting on us to respond rather than the other way around, which speaks to their attentiveness and dedication. Over the years, Jim and his team have exceeded our expectations with their guidance and expertise. Thanks to their thoughtful advice and ongoing support, we're now in a position to work toward a clear and confident retirement.”
- Ken and Gerry R.
This statement is a testimonial by a client of the financial professional as of 05/15/2026. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
“When I began working with Coleman Financial, I was newly retired and hoped to get a better understanding of how my future would be financed. The team makes me feel like they truly care about our own unique situation and how we can reach our goals. I appreciate the ease of access to the staff and the very timely responses we receive. To someone considering working with Coleman Financial, based on our experience, do it. You won’t be disappointed!”
- Client in Prospect, CT
This statement is a testimonial by a client of the financial professional as of 05/12/2026. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
"At 91 years old, I am still able to do what I need and take care of myself all thanks to Jim and his financial help over the many years. I feel that my finances have been taken care of very well and the team puts their efforts high to get us where we need to go. Everyone is always willing to communicate and help us with questions about our finances. As a client, the team makes me feel thankful, happy, and lucky. I would have been lost without working with Coleman Financial Advisory Group LLC. With their financial help, we’re able to have confidence in life!"
- Joanne B.
This statement is a testimonial by a client of the financial professional as of 06/23/2026. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
Frequently Asked Questions
You deserve straight answers when choosing a financial advisor. Here are the questions people ask us most.
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1. What makes your firm who you are?
Some advisors focus primarily on investment management or basic financial plans. Our firm emphasizes comprehensive financial analysis - often exceeding 200 pages - to examine income distribution, taxes, risk exposure, estate considerations, and long-term sustainability in depth.
This detailed process allows us to identify potential gaps and opportunities early and provide ongoing guidance rather than a one-time plan.
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2. What is the difference between a financial plan and a financial analysis?
A financial plan typically provides projections and recommendations based on current information.
Our financial analysis goes further by examining multiple variables, testing assumptions, evaluating risks, and modeling income distribution strategies over time. It is designed to be a living framework that is reviewed and updated as circumstances change.
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3. How do you approach retirement income planning?
Retirement introduces a different challenge: creating reliable income while managing uncertainty, inflation, taxes, and longevity risk.
Our approach evaluates multiple variables together rather than relying on a one-size-fits-all withdrawal strategy.
The goal is to thoughtfully align income needs with different phases of retirement while regularly reviewing and adjusting the strategy as needed.
Read more here.
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4. Why is it important to have a retirement income distribution strategy?
Saving for retirement and generating income from retirement are two very different challenges.
Managing investments during the accumulation phase—when someone is building wealth—is very different from managing assets during the distribution phase, when those assets must provide income for decades.
Market volatility can help investors during the accumulation phase, but it can work parabolically against retirees when withdrawing income during the distribution phase.
Retirement income planning is not simply about generating income, it is about coordinating where income comes from, when it is distributed, and how it affects the broader financial picture.
A thoughtful income distribution strategy can help retirees navigate uncertainty while creating a more sustainable and tax-efficient retirement plan.
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5. Are you a fiduciary?
Yes. As an independent fiduciary advisory firm, we are legally obligated to place our clients’ interests first in advisory relationships.
We evaluate a broad range of solutions and recommend strategies based on what may be appropriate for each client’s individual situation.
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6. Do you only work with retirees?
No.
While retirement income planning is a specialty, we work with individuals and families at many stages of wealth accumulation and distribution – including, but not limited to, business owners, executives, physicians, and professional athletes.
Our planning often includes succession planning, tax coordination, risk management, insurance structures, and multi-generational wealth considerations.
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7. How often do you review client plans?
Our service model is ongoing and proactive. Each client relationship includes a customized service plan based on complexity and needs.
Financial analysis and income strategies are reviewed periodically and adjusted as circumstances evolve.
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8. Do you manage investments directly?
We use a disciplined investment approach tailored to each client’s situation. This may include internally managed portfolios, third-party managers, or a combination of strategies depending on client needs and long-term objectives.
Investment management is coordinated within the broader financial analysis framework rather than treated as a standalone service.
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9. How do you work with multi-generational families?
Our advisory team spans multiple generations, and our planning often includes estate considerations, wealth transfer strategies, and coordination with attorneys and tax professionals.
We aim to provide continuity as financial responsibilities move from one generation to the next.
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10. What is the first step in working with your firm?
The process begins with a conversation to understand your priorities, financial picture, and long-term goals.
From there, we determine whether our comprehensive financial analysis and ongoing advisory relationship may be a good fit.
Download our Complimentary Guide
Intentional Wealth - How Successful Families Build Multi-Generational Wealth
Take the First Step.
Whether you’re considering a change, exploring your options, or looking for a second perspective, this complimentary introductory conversation is here to help.
