In The News
ON THE MONEY News Channel 12 - January 2010
Independent financial advisor and president of Coleman Wealth Advisory Group, Jim Coleman appeared on the local News Channel 12, discussing how to position investments to safeguard them against further losses. In light of the economic downturn Jim says he is "cautiously optimistic" about the future.
Watch the video here (6 minutes).
The Estate Tax is in Flux, So Concentrate on What You Can Control — February 2010
 “Rather than spend our time second guessing Congress and bemoaning the continued lack of clarity from Washington, I urge clients to focus on an estate planning issue that potentially can have a greater impact on their heirs than whether the estate tax exemption increases – beneficiary designations,” says Jim Coleman. Click here for tips to help properly designate your beneficiaries.
WXLM 104.7 FM Radio – January 12, 2010
 Jim Coleman discusses with radio host, Lee Elci of the WXLM Morning Show, financial issues to be thinking about in 2010. Addressing retirement savings, 401k plans, debt reduction, and economic opportunities and cautions, Coleman shares his insight and strategies for the coming years. Listen to the full interview here.
Strategic, Tactical, or a Little of Both? - January 2010
Jim Coleman debates a tactical versus strategic asset allocation approach in light of continuing market ups and downs. “Neither is appropriate for all investors and in all markets,” says Coleman. Today's investors may need a blend of both. Read the full article.
Leave a Legacy of Financial Responsibility and Stewardship —December 2009
In the spirit of the holiday season, Jim Coleman suggests founding a Family Bank or funding a Charitable Account. Doing so can enhance financial literacy and cultivate a philanthropic spirit for generations to come. What greater gifts are there to give? – and you don't even have to go to the mall. Learn more about these initiatives here.
Six Tips for Keeping Emotions in Check —November 2009
Investors prone to making emotional decisions should be especially on guard this year. Those mourning last year's market losses while simultaneously hopeful about broad gains so far in 2009, may be prone to repeating mistakes without a plan. Read Jim Coleman’s tips here.
It Takes Vigilance to Navigate the New Financial Frontier — October 2009
The recession may be ending on Wall Street, but our economic environment is still wrought with changes and uncertainties. Jim Coleman urges investors to adopt a new vigilance in order to understand and take advantage of emerging opportunities. Read Coleman’s recommendations here.
 Connecticut Magazine
Jim Coleman was featured in the article: Connecticut’s Own Financial Advisor as a financial professional that stands out from the multitude of investment firms and advisors. “The value I bring to a client is truly listening to their concerns and objectives,” says Coleman. Read the full article here.
 Kiplinger's Personal Finance - November 2009
In her article, "Increase Your Retirement Income," senior editor Mary Beth Franklin details a new money-for-life strategy to help create both guaranteed income and growth potential. Jim Coleman shared his own twist to the income-for-life model, which entails flipping a classic risk pyramid on its side in order to tap the most conservative investments at the beginning of your retirement timeline and let the riskier investments grow until the later years.
Kiplinger's Personal Finance magazine - September 2009
Urging retirees and those nearing retirement to shift their focus from return on investment to reliability of income, Jim Coleman was recently quoted in Repair. Rebuild. Retire., written by Mary Beth Franklin, Senior Editor of Kiplinger's Personal Finance.
Steady As You Go: Dollar Cost Averaging Can Help Reduce Risk – July 2009
Fearful of further decline, some investors are questioning whether it’s wise to continue putting money in the market. Jim Coleman explains how dollar cost averaging remains a valid long-term investing strategy even during a recession. “Sure, it’s possible that the market will retreat further in the coming months, but in the eyes of a disciplined Dollar Cost Averager, the decline presents a buying opportunity,” says Coleman.
 Research magazine – July 2009
Inflation-proofing efforts have some advisors reevaluating their buy-and-hold philosophy, or at least rebalancing more often. In the article, Inflation Proofing: How to Guard against the Return of Rising Prices, Jim Coleman stresses the need to keep an eye on fund expenses and “evaluate real returns, not nominal returns — after inflation and after taxes.”
Research magazine – June 2009
Jim Coleman was quoted in Research magazine, a widely-read publication for financial advisors. In Shifting Strategies: Troubled Times Inspire Innovative Investing, Coleman shares with peers his recommendations for managing portfolios through a secular bear economy.
 Physicians Money Digest – June 5, 2009
A once-in-a-generation confluence of events has led to an extreme contraction of the global economy at a time when a record number of people are in or approaching retirement. In his article, Investing at Low Tide, Jim Coleman discusses how physicians can set a financial course without running aground in the recessed waters of the economy.
Controlling Risk Mandates Health Insurance Reviews – June 2009
“While an annual health insurance review is always helpful, today’s risk adverse environment makes the evaluation imperative,” says Jim Coleman. Read how overlooking long-term health care could potentially jeopardize your retirement.
Lifestyle and Economic Changes May be Permanent – May 2009
The severity of the financial crisis may be laying the foundation for deep, long- term change. Jim Coleman suggests three tips to help adjust to an economic shift by choosing risk management over risky business.
MarketCap on InvestorsAlley.com | MarketWatch – April 2009
It’s likely that we could be in a secular bear market. So what exactly does that mean, and more importantly, how does that impact investment strategy? While there is no general prescription that will solve the woes of all investors, Jim Coleman suggests any tactical moves should be a function of the safety of your income stream, how much you have already saved, and framed by your life stage and goals. Read Managing Your Finances during the Great Recession.
 A Secular Bear Market May Require Changing up the Strategy
Listen to Coleman explain why he believes we may be in a secular bear market and what that means for investors.
Growing up Is Never Easy – but Something We Must Do – March 2009
Faced with plummeting investment accounts, declining home values, and the real prospect of job loss, Americans are suddenly doing what they’ve needed to do all along – spend less and save more. This recession is causing real pain, but according to Jim Coleman perhaps it will lead to more mature financial practices. Click here to read the full story.
You Deserve a Team of Financial Champions - February 2009
Not only can multiple advisors help provide a reassuring checks and balances system, but their broad range of expertise may help translate into more strategic financial decisions Jim Coleman looks at the ways teamwork can be particularly beneficial in managing finances. Read more.
Three Steps to Take Today to Survive in the Recession - January 2009
No matter what kind of economic stimulus package comes out of Washington, it's going to take time to feel the real impact of such action. So how will consumers survive through the coming quarters, until the economy stabilizes? Read long-time financial professional, Jim Coleman’s tips for managing personal finances during a recession focus on three themes.
CNBC | MarketWatch | Yahoo! Finance | Los Angeles Times – January 2009
If you are flustered by economic conditions that are not likely to disappear too soon, then it’s time to focus on what you can control. To ring in the New Year, Jim Coleman is among a group of experienced financial advisors offering a range of philosophical and tactical advice to help ensure your joys outweigh your anxieties in the year ahead.
Financial Resilience Requires a Professional – November 2008
Consumer confidence is down and questions about government response lingers. What does that mean for our retirement or the kids’ college savings? Increasingly, consumers are turning to the independent advice of financial advisors associated with independent broker dealers. Click here to learn more about the distinction between independence and wirehouse as it relates to financial planning.
Open Enrollment Season for Employee Benefits – October 2008
The US Department of Labor’s Bureau of Labor Statistics estimates nearly 30 percent of each employee’s salary comes in the form of benefits. However, if you are like most people, you flip through the glossy brochure of options and push it aside promising to take a closer look next year. “By not investing the time to make informed choices, you may be leaving money on the table and putting your future at risk,” says Jim Coleman. Read Coleman’s list of Questions Every Employee Should Be Asking about benefit options.
 Prospect Pages – October 2008
While in the near term prices at the pump are falling, the permanent demand from developing countries is here to stay, which means high gas prices for the long-term are too. Read Jim Coleman’s Five Tips for Dealing with Pain at the Pump.
Investing in a Volatile Real Estate Market – October 2008
The subprime lending crisis continues and For Sale signs linger in neighborhood lawns. So is investing in the real estate still the tried-and-true method for building wealth, even during a down real estate market? Read Jim Coleman’s ideas about navigating the volatile real estate market.
MarketWatch | SmartMoney | Forbes | FOX Business | | Yahoo! Finance
September 2008
Rather than getting back in the swim this summer, the markets took a nose dive plunging us right into an official Bear Market. So what is an investor to do? Jim Coleman was among a select group of financial professionals from Securities America to come together and provide consumers with a list of the Top Ten Smart Moves in a Bear Market.
Prospect Pages – August 2008
A big opportunity is coming in 2010 for tax-free-on-withdrawal Roth IRA conversions. According to Jim Coleman, there are several reasons for choosing to enroll in a Roth IRA plan if eligible. Read Understanding Roth IRA Accounts.
Prospect Pages – July 2008
In his article titled, Investing in Bernanke’s World, Jim Coleman discusses the broadest expansion of the Fed's lending authority since the Great Depression and it's impact on investors. "Control what you can," says Coleman. "Market volatility, interest rate fluctuations, and inflation are out of your control. However, you can control how you save, what you spend, and when you retire." For the full story, read here.
Prospect Pages – June 2008
Jim Coleman explains how the Pension Protection Act could provide 401(k) beneficiaries a reprieve from tax burdens. “The act grants such beneficiaries the ability to roll 401(k) funds they’ve inherited directly into a new inherited IRA established specifically to receive the 401(k) funds,” says Coleman. Read Inheriting a 401(k) to learn more.
CNBC | Forbes | MarketWatch | Yahoo! Finance - June 2008
Extraordinary. History-making. Unprecedented. These are the words used over the course of the last few months to describe the steps taken by the Federal Reserve to stabilize financial markets and bolster the national economy. So does that mean individual investors need to make unprecedented moves of their own in order to address the current financial crisis? Read Investing in Ben Bernanke's World to find out what Jim Coleman has to say about the issue. Jim was also interviewed by PR Web on this topic. - listen to the interview here.
 Prospect Pages – April 2008
In Keep on Rollin’, Jim Coleman explains that by continuing to work after retirement, baby boomers are poised to single-handedly change the way we look at our golden years. Whether staying in the workforce in order to meet financial responsibilities or to stay active and contributing, some would argue that the benefits of working past retirement age are significant. Read the full article here.
 Advisor Today – March 2008
In Weathering the Investment Storm, Jim Coleman is quoted providing his best advice for investors during this period of turbulent markets. Coleman explains how he tries to get nervous clients to focus on what he calls the “New ROI”—not return on investment, but reliability of income. Read the article.
Prospect Pages – March 2008
Jim Coleman tries to answer the perplexing question, Why Smart People Do Stupid Things with Their Money. In this issue of Prospect Pages Coleman ponders, “Why it is so hard for people to learn from their own financial mistakes?”
Prospect Pages – February 2008
Taking that first withdrawal from your retirement savings is a crucial moment in your retirement and shouldn’t be taken lightly. Read the five key questions Jim Coleman suggests you ask yourself before taking that first step.
 WATR 1320-AM "TALK OF THE TOWN"
January 31, 2008
Jim Coleman discussed today’s market volatility with Ed Flynn as a special guest on Talk of the Town, WATR 1320-AM radio.
 WTNH News Channel 8 - December 30, 2007
With the New Year upon us it's a good idea to get an early start on your taxes. Jim Coleman the President of The Coleman Financial Advisory Group has some potentially tax saving tips for both individuals and businesses.
Watch his interview with Matt Scott on News Channel 8.
(5 minute video clip)
 Prospect Pages – October 2007
We keep hearing that getting credit is much harder now that lenders are tightening their belts. But what kind of affect does this credit crunch really have on the ordinary man or woman? Read here for Jim Coleman’s useful tips to surviving a credit crunch.
I-Tunes – July 2007
The Baby Boomers are beginning to retire - but many have not saved enough to stop working permanently. Veteran advisor Jim Coleman, discusses the Reliability of Income and what that means to your retirement planning.– listen to his interview here.
 Realizing the New ROI in Your Golden Years – July 2007
Jim Coleman helps investors understand that the New ROI…Reliability of Income…during retirement means developing a solid plan to ensure that your money doesn’t run out before you do. “What many investors don’t understand is that accumulating wealth for retirement is vastly different than distributing that wealth to provide a comfortable lifestyle for themselves,” says Coleman. Read six tips to help make your money last.
Research magazine – June 2007
In this magazine for financial advisors, Jim Coleman shares his concern over what he calls the IRD tax ticking time bomb. “Without proper planning and forethought, a family could lose a good portion of their estate planning benefits. The government could end up confiscating 35 percent to 60 percent of the wealth they hoped to pass on to their heirs,” says Coleman. Read Income in Respect of a Decedent..
Estate Planning in Five Easy Steps – May 2007
“If you own anything with value, from money, stocks and property to jewelry and collectibles, you have an estate that needs to be properly planned,” Coleman says. Putting it off could spell disaster. Jim Coleman explains the essentials of preparing an estate plan. Read more.
Prospect Pages – December 2007
Keeping up with Joneses is getting harder to do and it’s putting people at risk for developing serious financial ailments. Read Jim Coleman’s recommendations for combating the urge to spend and getting back on track for a healthy fiscal prognosis.
Prospect Pages – November 2007
Recent investor behavior has Jim Coleman scratching his head and remembering Yogi Berra’s famous quote, “it’s like déjà vu all over again." Click here to read four time-tested suggestions that Coleman believes could help investors avoid making irrational investment decisions during a volatile market.
 Preparing for Financial Disasters – October 2007
Building a “financial preparedness kit” can help consumers reduce potential money woes that often accompany life’s unexpected turns. Read Jim Coleman’s suggestions for mitigating financial problems often associated with such circumstances as death, divorce, bankruptcy, loss of a job, unexpected household expenses or paying for long term care.
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